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Welcome to our Mortgage Center!

Velocity Community Credit Union has the loan for you whether you are buying your dream home, refinancing to historically low interest rates, or using your home's equity for cash. We offer the following mortgage programs:

  • Conventional Mortgage (Purchase & Refinance)
  • FHA Mortgage (Purchase & Refinance)
  • Jumbo Mortgage Loans
  • EZ Refinance (10 & 15 yr term with no closing costs)
  • Home Equity Line of Credit
  • Home Equity Loan (2nd Mortgage)
Our Mortgage Center provides convenient 24/7 access to the information you need to get started, including Frequently Asked Questions (FAQs), mortgage calculators, and details on interest rates and closing costs.

Our goal is to provide the highest level of service at competitive rates. Our Loan Advisors are only a phone call away if you need help. Contact us at 561-775-2525 or 800-872-4517.

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
  3. A Velocity Community Credit Union Loan Advisor will follow up to answer your questions.

Interest rates can change at any time. By applying online your interest rate is not guaranteed until you supply required documentation and your loan is pre-approved. You must lock in by speaking to one of our Loan Advisors after your application is submitted. Contact the credit union at the number above.

Today's Rates

Conventional
30 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.108%  0.250%
15 Year Fixed Rate
 Rate  APR  Points
 3.500%  3.653%  0.000%
30 Year Jumbo Fixed Rate
 Rate  APR  Points
 4.375%  4.433%  0.250%
10 Yr EZ Refinance (1st)
 Rate  APR  Points
 3.875%  3.875%  0.000%
FHA
FHA 30 Year Fixed Rate
 Rate  APR  Points
 3.875%  4.913%  0.000%
Home Equity
HELOC
 Rate  APR  Points
 4.250%  4.250%  0.000%

Personalized Quote

Rate Watch

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Although Velocity Community has approved this as a reliable partner site, please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the bank's website. The other party is solely responsible for the content of its website.

We encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different than those of the bank.

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